Learn investing. Practice without risking your money. Build your real portfolio. Stay on track with Sofia, your AI investing coach. No sales pitch, no recommendations.
Move the sliders - no signup, no calculations to do yourself.
Based on an approximate 8% average historical annual return. Not a guarantee - actual results vary. This is a simplified illustration, not investment advice.
A structured path, not scattered content - so you actually understand what you're doing and why.
Simulators and Paper Trading let you build confidence with real prices, zero real risk.
Not someone else's. See what you actually own, and why it matters.
A loop, not a straight line - and Sofia connects every step, remembering where you are.
A short profile - no jargon, no assumptions about what you already know. Sofia meets you at your actual level.
Foundation, Beginner, Intermediate, Advanced - each lesson builds on the last. You always know where you are and what's next.
Paper Trading, the ETF evaluator, DCA simulator, and historical scenarios - so you understand how markets actually behave before real money is involved.
Track your actual holdings, name a real goal, and see where your money really stands - not just simulations anymore.
Sofia checks in on your goals, your learning streak, and how your portfolio is doing - then guides your next step, so the loop continues.
Not a generic chatbot. A coach who remembers your learning state, your portfolio, and what you've struggled with. Try it below - 2 questions, no signup needed.
Hi, I'm Sofia. What would you like to understand about investing?
Real market prices, real historical data, zero real risk - until you're ready.
Paper Trading - €10,000 virtual money, real prices, no real risk
Watch how consistent small investments compound over time
Practice staying calm through real historical market crises
Evaluate your own holdings with real numbers, right inside the app
Real holdings, real diversification, real numbers - not just simulations anymore.
Finish the diversification lesson, and Sofia checks your real portfolio's diversification. Practice DCA, and she connects it back to your actual monthly plan. Nothing you learn just sits there.
The full toolkit, grouped by what it actually helps you do.
Explore long-term index performance to understand real market behavior - not headlines or hype.
Quick assessments show your real knowledge level across topics, so lessons can meet you where you are.
Track your learning streak and progress across every topic - investing understanding compounds too.
How large players and order flow actually move prices - background context, not the main focus.
See how investing a little, regularly, plays out over time with real historical scenarios, risk-free.
Build and stress-test a hypothetical portfolio before ever putting in real money.
When markets drop and fear kicks in, get calm, factual context instead of doom-scrolling.
Place simulated trades using live market prices and virtual money, so you can build confidence before investing for real.
Add your actual ETFs and stocks, and see your real portfolio value, allocation, and performance - not just simulations.
Track ETFs or stocks you're thinking about, without committing to them yet.
See your true annualized return (XIRR) and a full audit of your diversification and risk concentration.
Compare your actual results to what would have happened if you'd invested in a simple benchmark index instead.
Name a real goal - a house, retirement, anything - and log simple monthly check-ins to see if you're on track.
See how much of your income you can realistically invest, using established budgeting rules like 50/30/20.
General-purpose AI tools know everything - except you. SteadFolio is built for one purpose only: to take you, step by step and safely, from fear to real understanding.
Yes - most brokers allow fractional shares today, so there's no real minimum that locks you out.
Yes, values can go up and down - which is exactly why SteadFolio starts with education before real money is involved.
Over the long term, investing gives your money a better chance to outpace inflation - though it comes with more short-term ups and downs.
No - Sofia explains it in plain language the moment it's relevant, right when you need it.
SteadFolio started from a simple, personal frustration: everywhere I looked for a place to learn investing, I found either oversimplified social media advice or dense, jargon-heavy content that assumed I already knew the basics.
There wasn't a middle ground - something that met me where I actually was, went at my pace, and never made me feel behind. So I built the one I wished existed.
- Built by people, for people who felt lost investing, too.
Start free, go at your own pace, and never feel like you're behind.