We use one essential cookie to remember your privacy choice. Optional analytics from Google Analytics and Microsoft Clarity help us understand how SteadFolio is used, and are only enabled if you accept them. We don't use advertising cookies.
You can change your analytics-cookie choice at any time.
Essential
Always active
Used to remember your cookie-consent choice. Set regardless of your analytics choice.
Optional
Analytics
Google Analytics and Microsoft Clarity. Only enabled after you accept analytics.
Not used
Advertising
SteadFolio doesn't use advertising cookies. Advertising consent stays denied.
How SteadFolio uses cookies
A cookie is a small text file a website stores in your browser so it can remember things between visits. On steadfolio.eu, cookies fall into two groups: one essential cookie that remembers your consent choice, and optional analytics cookies that are only set if you accept them. For how we handle personal data more broadly, see our Privacy Policy.
Optional analytics
If you accept analytics, SteadFolio loads two tools - Google Analytics and Microsoft Clarity. Both are optional and only loaded after you accept; nothing from either tool is fetched or set before that, or if you reject. Rejecting analytics doesn't break SteadFolio - it only means these two tools aren't used.
Google Analytics helps us understand which pages are used and how visitors move through the site.
Microsoft Clarity provides interaction analytics and session recordings that help us understand how visitors navigate and use the site.
Detailed cookie information
The tables below list every cookie we set, in full technical detail.
Essential SteadFolio cookie
Necessary for the site to function consistently, and set regardless of your analytics choice.
Cookie
Provider
Purpose
Duration
When set
steadfolio_consent_v1
SteadFolio (first-party, domain .steadfolio.eu)
Remembers whether you accepted or rejected optional analytics cookies, so the choice is applied consistently on steadfolio.eu and app.steadfolio.eu.
1 year
As soon as you make a choice in the cookie banner or Cookie settings.
Google Analytics
We use Google Analytics 4 (via Google's gtag.js) to measure site usage. Google Consent Mode is implemented: analytics storage defaults to "denied" until you accept, and advertising storage (ad storage, ad user data, ad personalization) is always kept "denied" regardless of your choice.
Cookie
Provider
Purpose
Duration
When set
_ga
Google Analytics
Distinguishes one visitor from another.
Up to 2 years (per Google's default; most browsers cap first-party cookies at roughly 13 months in practice)
Only after you accept analytics.
_ga_<container-id>
Google Analytics
Persists session state for this specific GA4 property.
Up to 2 years (same browser cap as above may apply)
Only after you accept analytics.
The exact set of cookies Google sets can change as Google updates gtag.js, and browsers may enforce their own maximum cookie lifetime shorter than the value Google requests. We're describing Google's documented default behavior rather than guaranteeing a fixed expiry.
Microsoft Clarity
We use Microsoft Clarity to see aggregated navigation and interaction patterns (for example, which pages get visited) so we can improve the site. Clarity's script and its Consent API v2 are only loaded after you accept analytics; while consent is denied, Clarity is not fetched and does not set cookies.
Because advertising consent on SteadFolio always stays denied, we do not enable the advertising-linked identifiers Clarity can otherwise use (such as MUID, SM, ANONCHK, or MR, which Microsoft documents as tied to cross-site advertising signals). The cookies below are the ones Microsoft documents as part of Clarity's own session/analytics measurement, which may be set once you accept analytics:
Cookie
Provider
Purpose
Duration
When set
_clck
Microsoft Clarity
Persists a Clarity user identifier and preferences for this site, so behavior across visits can be attributed to the same browser.
1 year (per Microsoft's documentation)
Only after you accept analytics.
_clsk
Microsoft Clarity
Connects multiple page views into a single Clarity session recording.
1 day (per Microsoft's documentation)
Only after you accept analytics.
CLID
Microsoft Clarity
Records the first time Clarity saw this browser on any site using Clarity.
1 year (per Microsoft's documentation)
Only after you accept analytics.
Microsoft maintains its own cookie documentation, which can change; we've described it as accurately as we can rather than inventing figures. If Microsoft changes what Clarity sets, this page will be updated to match.
Your choices
When you first visit steadfolio.eu, a banner asks whether you'd like to accept or reject optional analytics cookies. Essential functionality works the same either way.
Use the "Cookie settings" button at the top of this page, or the "Cookie settings" link in the site footer, to reopen that choice at any time and switch between accepting and rejecting analytics. This opens the existing consent banner - there's no separate settings screen to keep in sync.
Your choice is shared between steadfolio.eu and app.steadfolio.eu, so you're normally not asked twice when you move between the marketing site and the app.
Updates & contact
We may update this policy as our use of cookies changes. Material changes will be reflected here with an updated "last updated" date. Questions about this Cookie Policy or our broader Privacy Policy can be sent to info@steadfolio.eu.
Educational tool - not financial advice No product recommendations No sales pitch, ever