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Pricing

Start free. Upgrade when you're ready to go deeper.

No credit card to start. No pressure to upgrade. SteadFolio is built to teach you first - the paid tier just adds the tools for when you're ready to connect real accounts.

No sales pitch inside the app - Sofia never recommends what to buy.
Free
Learn. Track. Build confidence.
€0 / forever
What's included
  • Unlimited portfolio positions
  • Watchlist
  • Portfolio overview
  • Full Academy
  • Financial Literacy Assessments
  • Progress & streaks
  • Sofia - 10 messages/day
  • Proactive guidance
  • Budget Calculator
  • General Market News
  • Panic Mode
  • Goals & check-ins
  • Basic simulators
  • Paper Trading
  • 3 historical scenarios
  • What-If analysis (1 benchmark)
  • Basic ETF comparison
Start free
Most complete
⭐ SteadFolio+
Connect. Analyze. Automate.
Coming soon
Everything in Free, plus
  • 🔗Broker connection
  • 🔄Automatic portfolio sync
  • 📰Personalized holding news
  • 📊Full Portfolio Audit
  • 📈XIRR
  • 🔮What-If analysis (all 3 benchmarks)
  • 🧮Advanced ETF comparison
  • 🎯Full historical scenario library
  • 🤖Unlimited Sofia
  • 🧠Advanced AI model
  • 📸Unlimited portfolio screenshot analysis
  • 📊Advanced Portfolio Simulator
  • 📈Advanced DCA Simulator
Upgrade to SteadFolio+
SteadFolio+

Your portfolio, connected and understood.

Automatically track your investments, analyze your portfolio, and get deeper guidance from Sofia.

Educational tool - not financial advice No product recommendations No sales pitch, ever
Common questions

Before you decide

Do I need to pay to actually learn anything?

No. The full Academy, assessments, budgeting tools, simulators, and Sofia herself are all available on the Free plan. Nothing educational is locked behind a paywall.

What does SteadFolio+ actually add?

It's for once you're ready to connect real accounts - automatic portfolio syncing, deeper analysis tools (Portfolio Audit, XIRR, advanced simulators), and an unlimited, more capable version of Sofia.

Will I be charged automatically when SteadFolio+ launches?

No. Nothing is charged without your explicit action. SteadFolio+ pricing and billing will be clearly presented before you ever subscribe.

Can I cancel anytime?

Yes - SteadFolio+ will be a simple monthly subscription with no lock-in.

Ready to take the first step?

Start free, go at your own pace, and never feel like you're behind.