Everything described under "Free today" is available now, with no credit card. SteadFolio+ is a planned paid tier for people who want more automation and ongoing portfolio insight. It is not available yet, and there is nothing to buy today.
Less manual upkeep: connecting a broker so your portfolio can stay up to date without re-entering holdings by hand.
Deeper portfolio insight and a more capable Sofia, with more historical scenarios and higher usage limits.
Ongoing monitoring and recurring portfolio insights, so you don't have to remember to check in.
Planned features may change. We only list a feature as available once it works, and pricing will be published before SteadFolio+ launches.
No. The Academy, assessments, Paper Trading, the simulators, portfolio tracking, Portfolio Audit, XIRR and Sofia (10 messages a day) are all part of the free product today. Nothing on the "Free today" list requires a subscription.
No. SteadFolio+ is still being built. There is no way to subscribe or pay at the moment, and no payments are active.
The plan centres on three themes: automating portfolio upkeep, understanding your portfolio more deeply, and staying on track over time. Details may change as we build it, so we list features only once they work.
Pricing hasn't been announced. We'll publish it here before SteadFolio+ launches.
No. Nothing is charged without your explicit action, and pricing will be shown clearly before you ever subscribe.
Start free, go at your own pace, and never feel like you're behind.