An independent look at Trading 212's fees, features, and who it tends to suit - not a recommendation.
Trading 212 is a commission-free investing app offering stocks, ETFs, and CFDs, operating across the UK and EU through several regulated entities. It's one of the most widely used apps among European beginner investors, largely due to its zero-commission structure on real stocks and ETFs.
| Stock commission | €0 |
|---|---|
| ETF commission | €0 |
| FX fee | 0.15% |
| Custody fee | €0 |
| Account fee | €0 |
| Deposit fee | €0 (bank transfer) |
Trading 212's Invest account offers commission-free access to a broad range of real stocks and ETFs. There's no minimum published account balance. Trading 212 charges no trading commission or custody fee on Invest. A 0.15% FX fee applies when currency conversion is required; other third-party taxes, levies or funding fees may apply depending on the transaction.
Trading 212 supports fractional share purchases, meaning you can invest a fixed euro amount into a stock or ETF rather than needing to afford a whole share.
Trading 212 offers "Pies" and "AutoInvest" - a way to build a custom basket of stocks/ETFs and invest into it automatically on a set schedule, without manual intervention each time. For clients of Trading 212 EU GmbH, the equivalent feature is offered as a Savings Plan.
Trading 212 operates through several regulated entities, and the one you register with depends on your country. Trading 212's supported-countries documentation lists Greece under Trading 212 Markets Ltd, which is authorised and regulated by CySEC (Cyprus). Other Trading 212 entities, such as Trading 212 UK Ltd (FCA) and Trading 212 EU GmbH (BaFin), serve clients in other countries. The terms and investor-protection scheme follow the entity you register with, so check the entity shown when you open an account.
Trading 212 tends to appeal to beginner and intermediate investors focused on low-cost, buy-and-hold investing in stocks and ETFs, who value a simple, mobile-first app and automated investing tools over a large range of niche markets or advanced order types.
Does Trading 212 charge commission on stocks and ETFs?
No. The only standard fee is a 0.15% FX charge when trading in a currency different from your account currency.
Does Trading 212 offer fractional shares?
Yes, allowing you to invest a fixed amount rather than buying a whole share.
Is Trading 212 regulated?
Yes. For clients in Greece, Trading 212 is provided by Trading 212 Markets Ltd, which is authorised and regulated by CySEC (Cyprus). Other Trading 212 entities serve clients in other countries.
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