An independent look at Scalable Capital's fees, features, and who it tends to suit - not a recommendation.
Scalable Capital is a German broker and bank focused heavily on ETF savings plans, alongside individual stock and ETF trading. Its free ETF savings plans across all account tiers are a core part of its positioning for long-term, automated investors.
| ETF savings plans | €0 on all plans |
|---|---|
| Stock/ETF trades (Free plan) | €0.99 per trade |
| Stock/ETF trades (PRIME+, ≥€250) | €0 |
| Account fee | €0 (Free) / €4.99/month (PRIME+) |
| FX fee | Not published as a flat %; card top-up spreads apply (~0.69-0.99%) |
| Inactivity fee | €0 |
Individual stock and ETF trades cost €0.99 on the free plan, or €0 on the paid PRIME+ plan (€4.99/month) for orders of €250 or more. ETF savings plans are free on every plan tier.
Scalable Capital's fractional share support was not clearly confirmed from official sources at the time of writing for individual trades - savings plans generally allow investing a fixed euro amount regardless.
Free ETF (and stock) savings plans are available from €1, on every account tier, including the free plan - this is one of Scalable Capital's central features.
Scalable Capital operates through Scalable Capital Bank GmbH, a licensed bank regulated by Germany's BaFin.
Scalable Capital tends to suit investors whose main goal is regular, automated ETF savings plans, particularly those who want €0-fee recurring investing without needing to trade individual stocks frequently.
How much does Scalable Capital charge for ETF savings plans?
€0, on all plans including the free plan.
What is Scalable Capital PRIME+?
A paid plan (~€4.99/month) including €0 commission on individual trades of €250 or more.
Is Scalable Capital regulated?
Yes, through Scalable Capital Bank GmbH, regulated by BaFin.
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