An independent look at Trade Republic's fees, features, and who it tends to suit - not a recommendation.
Trade Republic is a German mobile-first broker and bank, built around commission-free trading and automated savings plans. It's one of the most widely used apps for savings-plan investing in Europe, especially among investors who prefer investing small, fixed amounts on a regular schedule.
| Stock commission | €0 + €1 settlement fee (one-off orders) |
|---|---|
| ETF commission | €0 + €1 settlement fee (€0 within savings plans) |
| FX fee | Check source |
| Custody fee | €0 |
| Inactivity fee | €0 |
| Minimum investment | €1 |
Trade Republic offers commission-free access to stocks and ETFs, with the only standard cost being the €1 settlement fee on manual, one-off orders. For investors who mostly buy through recurring savings plans, this fee rarely applies.
Trade Republic supports fractional shares, allowing investments starting from €1 - one of the lowest entry points among the brokers covered here.
Savings plans are core to how Trade Republic is designed to be used - you can automate regular investments into stocks or ETFs from €1, with no settlement fee on those scheduled orders.
Trade Republic operates as a licensed bank, Trade Republic Bank GmbH, regulated by Germany's Federal Financial Supervisory Authority (BaFin).
Trade Republic tends to suit investors focused on automated, recurring savings plans into stocks and ETFs, particularly those who want to start with very small monthly amounts and prefer a simple, mobile-first experience.
How much does Trade Republic charge per trade?
€0 commission plus a €1 external settlement fee on one-off orders. This fee is waived within savings plans.
Does Trade Republic offer fractional shares?
Yes, with savings plans starting from €1.
Is Trade Republic regulated?
Yes, as a licensed bank regulated by Germany's BaFin.
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